As the saying goes, let not perfect be the enemy of good. Let not even perfect be the enemy of good enough, at least for the time being. Chances are highly unlikely that you will start your budgeting practice with … Continue reading How to Budget: Editing Your Budget
In the end, no matter how many financial articles you read, how many how-to guides you buy, or how many Youtube videos you watch, it all boils down to one simple fact: you have to start. And to start, you … Continue reading How to Budget: Choose Your Sacrifice
In this day and age, technology is all the rage. The latest fashion of automation cuts through inefficient and repetitive tasks, while algorithms are specifically engineered to predict future tastes and tendencies to maximize businesses’ sales and profits. Apps, programs, … Continue reading How to Budget: 5 Reasons to Choose Paper Over Digital
In a previous article, I showed you how I save loose change in anticipation of birthdays and holidays. The key is to start early, be consistent, and prioritize only the most important events. In this article, I want to talk … Continue reading How to Budget: How to Plan Ahead for Fixed Expenses on a Tight Budget
In previous articles, I talked about the importance of tracking daily expenses and of closing the month to plan for the next one. In this article I show you how I bridge the gap between my daily tracking and monthly … Continue reading How to Budget: Introducing the Weekly Expense Report
Introduction:Face the Data Even when we are motivated, building habits takes more than hard work—without persistence, long-term change cannot be achieved. When we don’t track our incremental progress, we can easily believe that we are falling short of the ambitious … Continue reading How to Budget: Closing the Month
Introduction:The Value of Small Improvements Let’s talk about saving money. Saving money may seem a hopeless endeavour if you’re already struggling to cover your monthly bills, but I’d like to show you how even tiny sums of money set aside … Continue reading How to Budget: How to Save Money When You’re Broke
In this article, I define fixed and variable expenses, providing examples for each category; I share the method I use to budget for my variable expenses; and I provide free budgeting templates that you can save to your Google drive … Continue reading How to Budget: Anticipate Fixed Expenses and Track Variable Expenses
Paying your bills on time can be easier said than done; in the midst of busy life, a payment due date can come and go with you none the wiser. If you want to get your finances on track, save … Continue reading How to Budget: The Importance of Being on Time
Disclaimer: I am a literature major. I believe stories and metaphors are helpful tools that allow us to 1) infuse dry subject matter with levity and 2) create distance between ourselves and the topic, which helps in allowing us to … Continue reading How to Budget: Into the Dragon’s Lair
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